Credit Profile
A Credit Profile refers to a consumer credit file, which is made up of various consumer
credit reporting agencies. It is a picture of how you (as an individual) paid back the
companies you have borrowed money from, or how you have met other financial obligations.
There are usually five categories of information on a credit profile:
Identifying Information
Employment Information
Credit Information
Public Record Information
Inquiries
What is NOT included on your on a credit profile:
Your race
Your religion
Your health
Your driving record
Your criminal record
Your political preference
Your income |
Your Credit
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