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WHAT MARY ANN WILL DO

REVIEW YOUR CREDIT REPORT

  • Mary Ann will order a copy of your credit reports from all three major credit reporting bureaus.
  • She will help you evaluate your credit situation based on
    • the seriousness of your credit problems, and in the light of
    • the length and stability of your employment,
    • monthly income,
    • rental or mortgage history,
    • assets available for your purchase
    • extenuating circumstances for past credit problems.

    Mary Ann can help you expunge false, incorrect, and misleading information from your credit reports. In MANY cases,they can be resolved.

REVIEW YOUR INCOME/ EXPENSES

  • Mary Ann will calculate how much House you can afford to buy by assessing your current income and spending.
  • She will provide guidelines for identifying areas that you can easily save money without changing your lifestyle.

CUSTOMIZE YOUR HOME BUYING SOLUTIONS

  • General Mortgage is one of the most well established and most respected mortgage lenders in Southern California.
  • We giving each home buyer's situation the individual attention it deserves to get the job done.
  • Mary Ann will help you determine which of the more than 40,000 financing programs available to you, determining proper one to satisfy your individual situation.

DEBT CONSOLIDATION LOANS:

  • Mary Ann will explore several options including the debt consolidation loan.
  • You can use some loans to pay off your past debt that is burying you.
  • You can also use your loan to organize your debt into one reasonable monthly payment.
  • Your Loan can also serve to reestablish your good credit
  • Mary Ann will discuss the advantages and pitfalls of Debt Consolidation.

CREDIT HEALTH KIT

You may feel lost or confused about the best way to tackle your credit or debt problem or you want resolve your credit difficulties in an organized manner to prepare for your future home purchase.

For a nominal fee Mary Ann can provide you with her CREDIT HEALTH KIT (tm) giving you detailed instruction on how to facilitate your own credit repair program.

The CREDIT HEALTH MODULE KIT will:

  • give you a detailed review of your credit repair options
  • help you resolve past bankruptcy.
  • help prevent foreclosure.
  • present guidelines for working with counseling agencies.
  • present step by step guide for resolving credit reporting errors and problems.
  • give you a detailed step by step program for reestablishing your credit.
  • Getting a secured Credit Card.
  • How to establish a payment plan with any past due accounts or pay any past due accounts in full if possible.
  • Fair Credit Reporting Act.
  • Federal Equal Credit Reporting Act.
Your Credit

How Mary Ann can Help

Mortgage Loans and Credit

ABC's of Mortgage Credit

Credit Guide Scoring

Credit Reporting Agencies

How to Correct Errors

Credit Profiles

Credit Report Access

Credit Questions & Answers

Check Your Credit Report


Go Back Home! General Mortgage Corporation
9040 Friars Rd #200
San Diego CA 92108

Mary Ann Standal * (800) 388-2881 Ext: 214
                            (619) 563-1000 Ext: 214


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