Financial Readiness Checklist
The following list will help you identify the types of information a banker will need to
make an informed decision about your business.
Three years income tax and financial statements
Year-To-Date Profit & Loss and Balance Statement
Personal Finance Statements
Projected Cash Flow Statements for next 12 Months
Pro Forma for next 12 Months/Length of Loan
Federal and State Taxes Information
Collateral Sheet
Well Written Business Plan
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Commercial Loans
Underwriting Guidelines
Commercial Mortgage Ratios
Commercial LTV Ratio
Commercial Debt Ratios
Commercial Debt Service Ratio
Commercial Property Types
Questions to Ask Yourself
10 Myths and Facts About SBA
Commercial Loan Checklist
Financing Options |